FTC Enforcement Is Active

You Sell Cars.
We Handle the Compliance.

The FTC Safeguards Rule is now the law for every dealership handling customer financing. Violations mean fines, lawsuits, and lost trust. We make compliance simple so you can focus on moving metal.

Get Your Free Gap Assessment See How It Works
9 FTC Requirements
100% Compliance Rate
60 Days To Full Compliance

Is Your Dealership Compliant?

Designated a Qualified Individual?
Completed a written Risk Assessment?
Implemented access controls & encryption?
Employee security awareness training?
Service provider oversight program?
Written Incident Response Plan?
Annual report to Board/ownership?

The Real Cost of Non-Compliance

The FTC Safeguards Rule is not optional, and the consequences of ignoring it go far beyond a fine.

$50,000+ Per Violation

The FTC can levy civil penalties up to $50,120 per violation per day. A single enforcement action against a mid-size dealer group can result in millions in fines.

Personal Liability for Owners

Owners, GMs, and officers can be held personally liable for compliance failures. Your personal assets are at risk, not just the business.

Customer Lawsuits

A data breach at a non-compliant dealership opens the door to class-action litigation from customers whose financial information was exposed.

Insurance Denial

Cyber insurance carriers are increasingly denying claims from businesses that lacked a documented compliance program at the time of a breach.

Simple. Fast. Done Right.

Our three-phase process takes you from uncertain to fully compliant in 60 days.

1

Gap Assessment

We audit your current practices against all nine FTC Safeguards Rule requirements and deliver a written report identifying every gap, risk, and priority action item. Free, no obligation.

2

Build Your Program

We design and implement a complete, written information security program tailored to your dealership -- policies, controls, vendor oversight, employee training, and incident response plan.

3

Maintain & Report

Compliance is ongoing. We handle annual risk assessments, continuous monitoring, staff training updates, and the annual report to your board or senior officer -- so you stay compliant year after year.

The 9 FTC Safeguards Requirements

Every dealership that arranges financing must satisfy all nine requirements. How many does yours currently meet?

01

Qualified Individual

Designate a qualified individual to oversee, implement, and enforce your information security program.

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02

Risk Assessment

Conduct a written risk assessment identifying foreseeable threats to customer information and evaluate the likelihood and potential damage of those threats.

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03

Safeguards Controls

Implement and regularly test or monitor the effectiveness of safeguards including access controls, encryption, and multi-factor authentication.

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04

Service Provider Oversight

Select and retain service providers that maintain appropriate safeguards and require them by contract to implement and maintain such safeguards.

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05

Employee Training

Train staff to implement your information security program with regular security awareness training and documented completion records.

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06

Continuous Monitoring

Regularly test and monitor the effectiveness of your safeguards through continuous monitoring or periodic penetration testing and vulnerability assessments.

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07

Incident Response Plan

Develop, implement, and maintain a written incident response plan that addresses detection, response, and recovery from security events.

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08

Annual Reporting

Report annually to your board of directors or senior officer on the status of your information security program and compliance posture.

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09

Written Security Program

Maintain a comprehensive written information security program that documents your policies, procedures, and controls addressing all applicable requirements.

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Get Started Today

Your Free Compliance
Gap Assessment

We review your dealership against all nine FTC Safeguards Rule requirements and deliver a written report showing exactly where you stand -- at no cost and with no obligation.

What you get:

  • Review of all 9 Safeguards requirements
  • Written gap report with risk ratings
  • Prioritized remediation roadmap
  • 30-minute review call with a compliance specialist
  • No cost, no obligation

"Showed us every gap we didn't know we had, and closed them all in under two months."

-- James R., General Manager

"Built our entire WISP and got us through underwriting with lower premiums. Worth every penny."

-- Sarah C., Controller

Free Compliance Gap Assessment

Zero cost. Zero obligation. Total clarity.

Your information is secure and will never be shared.

Thank You!

We've received your request. A compliance specialist will reach out within 1 business day to schedule your free Gap Assessment.

Stop Wondering If You're Compliant.
Start Knowing.

Get your free Gap Assessment and find out exactly where your dealership stands -- before the FTC does.

Get Your Free Assessment