Everything Your Dealership Needs to Meet the FTC Safeguards Rule

The FTC Safeguards Rule requires auto dealerships to implement a comprehensive information security program. That means written policies, trained employees, vetted vendors, tested controls, and documented evidence -- all maintained on an ongoing basis.

Safer Dealer delivers each piece of that program, either as standalone engagements or as a fully managed compliance partnership. We work exclusively with dealerships, so every service is built around the way your business actually operates.

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Dealership compliance documentation and security program materials

Six Core Compliance Services

Each service is designed to satisfy a specific requirement of the FTC Safeguards Rule -- and to hold up under regulatory scrutiny.

01

FTC Safeguards Gap Assessment

We evaluate your current security practices against every element of the FTC Safeguards Rule and deliver a prioritized report showing exactly where you stand and what needs to change.

Includes

  • Review of existing policies, procedures, and documentation
  • Interviews with key personnel in F&I, IT, and management
  • Mapping of current controls against all 9 Safeguards Rule elements
  • Written gap report with prioritized remediation roadmap
  • Executive summary suitable for dealer principal review

Free version available for qualifying dealerships

02

Written Information Security Program

The FTC requires every covered dealership to maintain a WISP that is tailored to your size and complexity. We draft, review, and finalize a program document that satisfies the Rule and reflects how your store actually operates.

Includes

  • Custom WISP drafted to your dealership's specific systems and processes
  • Designation of a Qualified Individual (QI) with documented responsibilities
  • Access control, encryption, and incident response policies
  • Annual review process with version control and change documentation
  • Board or dealer-principal report template for annual program review
03

Risk Assessment & Documentation

The Safeguards Rule requires a formal, written risk assessment that identifies threats to customer financial data. We conduct the assessment, document your controls, and produce a report you can produce on demand.

Includes

  • Identification of all systems storing or processing customer financial data
  • Threat and vulnerability analysis across internal and external risk vectors
  • Risk scoring matrix with likelihood and impact ratings
  • Documented safeguards mapped to identified risks
  • Annual reassessment to capture changes in your environment
04

Employee Security Awareness Training

Human error is the leading cause of data breaches at dealerships. We deliver role-based training for all staff -- from sales and F&I to service and management -- with documented completion records the FTC expects to see.

Includes

  • Role-specific training modules for F&I, sales, service, and admin staff
  • Phishing awareness and social engineering recognition
  • Password hygiene, device security, and acceptable use policies
  • Incident reporting procedures and employee acknowledgment forms
  • Training completion records maintained for regulatory documentation
05

Vendor Oversight Program

Your DMS, CRM, and financing partners all touch customer financial data. The FTC requires you to vet and monitor every service provider -- and to have contracts that hold them to appropriate security standards.

Includes

  • Inventory of all third-party vendors with access to customer financial data
  • Security questionnaire process and vendor risk scoring
  • Review of existing vendor contracts for Safeguards Rule compliance language
  • Contract addendum templates for vendors who lack compliant security terms
  • Ongoing vendor monitoring with annual review and re-attestation
06

Ongoing Compliance Monitoring & Reporting

Compliance is not a one-time project. The FTC requires continuous monitoring of your program, periodic testing of controls, and regular reporting to leadership. We handle it all so you stay current without the overhead.

Includes

  • Continuous monitoring of your information security program status
  • Annual penetration testing or vulnerability assessment coordination
  • Quarterly compliance status reports for dealer principal and management
  • Regulatory change monitoring with program updates as the Rule evolves
  • Incident response support and breach notification guidance

A Clear Path to Full Compliance

Most dealerships go from zero documentation to a complete, auditable program in 60 to 90 days. Here is how we get you there.

1

Free Gap Assessment

We start with a no-cost review of your current security posture. You get a written report showing every gap between where you are today and where the FTC Safeguards Rule requires you to be. No pressure, no obligation.

2

Program Design

Based on your gap report, we build a compliance roadmap tailored to your dealership's size, systems, and risk profile. We identify which services you need, sequence them logically, and give you a clear timeline and fixed price.

3

Implementation

We execute the program, deliver all required documentation, train your staff, and set up ongoing monitoring. When we're done, you have a complete, auditable information security program -- and the records to prove it.

Not Sure Which Services
Your Dealership Needs?

Get your free Gap Assessment and find out exactly where your dealership stands -- before the FTC does.

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